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These Terms & Conditions govern your use of the assetloan platform and your application for loans through our services. By accessing or using our website, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please refrain from using our website. .
We offer online loan application services that connect you with our bank partners for asset loans and cash loans. We serve as a lead generation platform and facilitate the loan application process, but we are not involved in managing loan accounts or collecting repayments.
To apply for a loan, you will need to provide certain personal information, including but not limited to: (a) Personal identification. (b) Financial information. (c) Employment details. (d) Loan amount and term. (e) Asset choice (if applicable).
If your loan application is approved, you will be subject to the specific terms and conditions of the loan agreement with the lending bank. These terms may include interest rates, repayment schedules, fees, and other terms.
For asset loans, we will facilitate the purchase of the asset from our vendor partners and arrange for its delivery to the bank branch. You will need to coordinate with the bank to take delivery of the asset.
For cash loans, your bank partner will credit your account directly and manage the loan account, including collecting repayments.
We may charge fees for certain services, such as loan application fees. These fees will be disclosed to you before you proceed with the loan application.
All content on our website, including but not limited to text, graphics, logos, and software, is the property of Consumer Bureau Ltd or its licensors and is protected by copyright and other intellectual property laws. You are not permitted to reproduce, distribute, modify, or create derivative works based on our content without our prior written consent.
We make no representations or warranties about the accuracy, completeness, or reliability of the information provided on our website. We are not responsible for any errors or omissions in the content. Your use of our website is at your own risk.
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or our services.
These Terms & Conditions shall be governed by and construed in accordance with the laws of Ghana. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Ghana.
We may update these Terms & Conditions from time to time. Any changes will be posted on this page, and we will notify you by email if the changes are significant.
If you have any questions about these Terms & Conditions or our services, please contact us at:
Consumer Bureau Limited,
P.O.BOX KB205, Awudome Estates,
Greater Accra, Ghana.
Email: [email protected]